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Our Legal Terms, Clearly Laid Out

Before you open an account on palance303, it matters that you understand what governs your use of this platform — your rights, our obligations, and what both sides agree to.

Account holder rightsDANA, OVO, GoPay scopeJurisdiction-aware termsData handling policyContact for legal queries
palance303 Our Legal Terms, Clearly Laid Out
HOW WE HANDLE DATA

Account Security and Data Practices

Your account data at palance303 is held to clear retention and security standards. We collect only what is needed to run your account, process payments via DANA, OVO, or GoPay, and meet our legal obligations. We do not sell your data to third parties, and we do not use it for purposes beyond what these terms describe.

Cookie Use

We use session and preference cookies to keep your account state stable across pages. You can manage cookie settings through your browser without losing account access.

Account Security

Your account is protected by OTP verification tied to your registered mobile number. Any login from an unrecognised device triggers a re-verification step before access is granted.

Data Retention

We retain transaction records — including DANA, OVO, and GoPay payment logs — for the period required by applicable law. After that period, records are deleted or anonymised.

Request or Correct Your Data

You can request a copy of your data or ask us to correct inaccurate details at any time. Use the account portal form or contact us by email — we respond within seven working days.

LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

If you have a question about how these terms apply to your account, or you want to request a copy of the data we hold, there are direct ways to get in touch. We handle legal and policy queries separately from general account support so your question reaches the right team without delay.

Live Chat — Policy Queue Open the chat widget and select the legal or policy topic. This routes your message to our policy team, not the general account desk.
Email for Formal Requests Send formal requests — data access, account deletion, dispute notices — by email. We acknowledge within one working day and respond fully within seven.
Account Portal — Document Request Log in to your account, open the settings panel, and use the document request form to pull a record of your transaction or consent history.

Common Questions About Our Legal Terms

These are the questions we get most often about how our legal framework works. If yours isn't here, use the live chat policy queue or email us directly.

Yes. These terms cover all account activity, regardless of which payment rail you use. DANA, OVO, and GoPay transactions are all governed by the same policy.

Access depends on whether it is permitted under the law of your specific region. We do not determine eligibility for you — check your local regulations before registering.

Log in, open the account settings panel, and submit a document request. Alternatively, email us. We acknowledge within one working day and fulfil the request within seven.

We retain transaction and identity records for the period required by applicable law after closure. Once that period expires, your data is deleted or anonymised per our retention schedule.

We post the revised terms with an effective date at the top of this page. Continuing to use the platform after the effective date counts as acceptance of the updated terms.

Send a formal written notice by email. Include your account ID, the nature of the dispute, and the outcome you are seeking. Our policy team responds within seven working days.
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Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.